331290 - Credit and loan specialist

Advises individuals or companies wishing to obtain a loan or credit, processes loan documents, and monitors loan repayment. Provides recommendations to clients seeking financing from banks, credit unions, and other financial institutions. Manages credit and loan documents and arranges agreements between the lender and the client.

Main activities

* provide consultations and recommendations to clients seeking financing from banks, credit unions, and other financial institutions;
* collect, analyze, and manage credit and loan documents;
* assess the creditworthiness of clients and determine credit opportunities;
* arrange credit and loan agreements between the lender and the client;
* monitor the payment and settlement practices of clients.

Characteristic competences

* analyze financial indicators and data;
* collaborate with and service clients;
* evaluate the creditworthiness of clients;
* understand financial markets and credit products;
* monitor the payment and settlement practices of clients.