421402 - Debt collector

Recovers debts that borrowers have not paid. Acts as an intermediary between the lender and the borrower, aiming to solve the debt repayment problem.

Main activities

* evaluate borrowers' financial situation and ability to pay. This includes debt analysis, payment history evaluation, analysis of related documents and communication with borrowers;
* communicate with borrowers, aiming to find solutions to help them repay debts;
* understand legal requirements and procedures related to debt collection;
* manage financial documents related to debt collection, manages invoices, calculates the amount of debt and prepares account extracts;
* effectively communicate with colleagues and lenders to achieve common goals.

Characteristic competences

* communicate with clients and partners;
* analyze financial and economic trends;
* negotiation and problem-solving skills;
* understand legal requirements and the ability to apply them practically;
* collect and manage information, analyze financial documents.